Specialist

Shariah Property Development Finance

Shariah Property Development Finance

Clifton private finance

We specialise in arranging Shariah development finance on residential or commercial property transactions in the UK.

Looking for Shariah property development finance?

We can source:

  • Shariah property development finance from £500,000 to £10M
  • Finance to gross development value (FTGDV) up to 75%
  • Finance to cost (FTC) up to 90%
  • Profit rate - 1% pm
  • Term: 1 to 18 months
  • Development bridge finance
  • No early repayment charges
  • First charge only
  • Finance for individuals, Limited Companies, LLP's and Partnerships
  • Properties in England & Wales
  • Previous track record required
  • We provide a friendly, professional service to help you get the funding you require

UK property development finance in accordance with universal Islamic Finance principles.

Through our market knowledge we can deliver enhanced, bespoke or exclusive terms based on your requirements.  

We are independent and work with a range of UK lenders many of whom are specialist lenders that are not available on the high street. We pride ourselves on providing excellent service responsive to your needs.

Development Finance Calculator

Learn more about Property Development Finance in our video below:

Call us on 0203 900 3040 to discuss your requirements.
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Shariah Property Development Finance

Written bySam O'Neill & Sam Hodgson

Our Shariah property development finance service offers:

  • Development finance from £500,000
  • Terms from 6-18 months 
  • Profit rate 1% pm
  • No early repayment charges
  • Residential & development property finance
  • Property bridging finance for individuals, partnerships, limited companies and LLP's

To find out more about getting Shariah property development finance call Clifton Private Finance now on 0117 959 5094.

How Does It Work?

The Islamic Borrowing structure used is termed “Commodity Murabaha” which is based on a Deferred Sale and Purchase of a Commodity (usually a Metal).

The difference between the Sale and Purchase Price represents the cost of Finance to the Borrower. Neither the Borrower, nor the Lender, actually take any risk of price fluctuation in the underlying Commodity.

To start, the lender buys a Contract on the Commodity at the market price today and transfers the Contract to the Borrower. The Borrower immediately sells the Contract for Cash at the same price. The Cash Proceeds represent the Loan from the Lender to the Borrower. The Borrower agrees to repay the Cash Proceeds from the Sale of the Commodity with a Fixed Profit Margin to the Lender (representing the Lender’s cost of Finance) over an Agreed Period (the Term of the Loan).

At the end of the term, administration fees are payable in accordance with the Lender's standard fee tariff to cover their administration costs.  No early settlement penalties are payable when the Lender's Share is purchased by the Customer before the end of the agreed term. The Customer is responsible for their own solicitor costs, stamp duty and other conveyancing charges at outset and on settlement.

Next step

Finding the best deal for your needs can be time-consuming and confusing. At Clifton Private Finance, our brokers have access to the whole of the market, so we can always find you the best possible deal on your development finance.

Call us today on 0203 900 3040 or complete our callback form below
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us