Specialist

Commercial Finance

For Buying & Refinancing UK Property

Speak to us today...

Commercial Finance

Clifton private finance

We have extensive experience in sourcing commercial finance for property transactions in the UK

As a specialist commercial mortgage broker, we provide high quality commercial mortgage solutions for our clients.
  • Market-leading rates
  • Up to 75% Loan To Value (100% with additional security)
  • From £250,000 to £25 million
  • Terms from 3 months to 30 years
  • Interest roll-up options
  • Same day agreement in principle
  • We can accept applications from individuals, limited companies, SPVs and offshore structures
  • We are independent and have strong relationships with many high street commercial lenders as well as private banks, wealth managers and specialist lenders that are not accessible by individual customer approach
  • We can source cost-effective business loans
  • Bridging finance for business purposes
  • Business finance for residential, commercial and mixed use, including retail outlets, restaurants, cafes, guest houses and B&Bs, AirBnB businesses, offices, warehouses, industrial units, factories, HMOs, nursing and care homes, investment properties, land development and buy to let property (portfolios and limited companies welcome), and working capital for business expansion
  • We can talk through all your financial needs on the phone, and send you details by email. Or we’ll be delighted to sit down with you face-to-face to discuss your plans.
We pride ourselves on providing in-depth market advice that gives you with finance solutions that suit your particular needs.
Call us on 0203 900 4322 to give us a first outline of what you're looking for.
MORE DETAILS ABOUT OUR COMMERCIAL FINANCE SERVICE BELOW...
Recent

Property Finance Deals

Business Loan Against London Residential Property for Swiss National
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UK commercial portfolio mortgage for British expat in Canada
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Business Loan Facility To Fund Working Capital For Company Expansion
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Renegotiated Hunter-style Finance For Experienced Developer
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Bridging Loan For Property Developer Awaiting Sale Of Most Recent Development In Hampshire
Area
Hampshire
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Bridging Finance For Hydro Project In Scotland
Area
Scotland
Capital Raised
£2.6M

More Opportunities »

Contact Us

Commercial Finance Service

Commercial property finance we can source for you

We can secure competitive rates for:

Offices 

Including shared office space for the growth in sole-trader businesses and SMEs, and co-working spaces. Forward-looking investors and developers are piggy-backing on the market growth led by the high-profile branded co-working spaces such as WeWork, developing sites such as BaseCamp Liverpool, The Assembly Manchester and Industry in Chester.

Read our blog: Development finance for office to residential conversion

Retail outlets

The face of retail is changing, both on the high street and away from city centres, in housing and office developments. We work with entrepreneurial lenders who are ready to invest in newly developed opportunities.

Mixed-use premises

The combination of residential with commercial premises has traditionally been problematic, but we have lenders who are keen to get involved in financing mixed-use properties, up to 75% LTV, and above, including residential above shops and restaurants.

Read our case study: Finance to develop flats above restaurant in Tooting London

We’re also experienced in finding finance for rural estates that include residential rental properties and small business premises in converted outbuildings:

Read our case study: Splitting land titles on a country estate allows purchase with residential and buy to let mortgages

Factories and industrial units, and warehouses

The growth in off-the-high street and online retailing is offering more opportunities to investors looking for opportunities in acquiring and developing small industrial estates. And some of them are taking a more active role in encouraging synergies between the on-site businesses.

Restaurants & cafes

The decline in the formal UK restaurant market is leading to new opportunities for more relaxed and convenient food providers, including centralised takeaway hubs.

Meanwhile, the café market is still growing strongly, off the growth of the coffee economy: three coffee shops opening every day in the UK, with the number of coffee shops set to overtake pubs by 2030.

Lenders are keen to support developers stepping into these growth markets, including the development of food outlets on trading estates.

Nursing and care homes

The changing face of the social care industry is making waves in the nursing and care home property market. Established care home operators face a pressing need to upgrade ageing properties, creating opportunities for developers buying up and converting old stock.

We have extensive experience sourcing finance on care home developments and conversions. Read our case studies:

Finance to complete a care home development project in south west London

Development finance to convert care home to 4 flats

Bridging loan to purchase and convert Swindon care home into flats

Portfolio buy to lets

The complexities of portfolio investment property holdings calls for the detailed, personalised approach we take to the issues that our clients present.

Advising on portfolio finance is a particular strength of ours. Restructuring finance across your holding can free up unencumbered properties available as security for future finance. Read our blogs:

Facility to expand property portfolio

How to remortgage a buy to let portfolio

HMOs (Houses in multiple occupancy)

We work with numerous landlords who are exploring the investment advantages of acquiring or converting properties to accommodate more tenants and improve their ROI.

While we can’t advise you on the detail of licensing requirements, will be able to take your finance application to the lender who will look most favourably on your particular circumstances.

Read our blog: HMO Mortgages – How To Finance An HMO Property

Development land

Locating development land opportunities and acquiring planning permission is seldom a swift process.

We’re always ready to get involved at the outset, to scope out your finance opportunities and work with you throughout the stages of development, from feasibility study through to marketing and sales.

Short term commercial loan to purchase property & land in Reading for development

Bridging loan for Scottish wind turbine development

Why choose Clifton Private Finance for your commercial property finance?

Our area of expertise in the property finance sector is providing specialist, individual advice tailored to each commercial client’s financial needs.

You won’t be offered a cookie-cutter solution.

Whether you need finance for a standard buy to let, an HMO or a mixed-use property, we have the expertise and depth of knowledge of the commercial property finance market to source the most appropriate funding for you:

We work closely with sources of finance not generally available to the retail market: private banks, specialist lenders, family offices and wealth managers who are often willing to provide commercial mortgages to applicants in a variety of circumstances. 

Our Commercial Mortgage finance service

Our independent commercial mortgage finance broker service offers:

Contact us now to set up the commercial property finance you need

We pride ourselves on delivering a cost-effective, individual and highly professional mortgage broker service. Call us now to arrange a first discussion of your situation:

0203 900 4322 
What Our

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Get in Touch

If you have any questions about our services or want to start making things happen please contact us