Specialist

Million Pound Mortgage

Service for large mortgage loans

Miliion Pound Mortgages by Clifton Private Finance, Specialist Mortgage Broker

Clifton private finance

We specialize in helping clients source large mortgages over £1 million pounds on residential and investment property transactions in the UK

We work with select high street and private banks that will look at your requirement on a bespoke basis.

Our service provides:

  • Bespoke lending solutions from £1million
  • Large mortgage loans up to 95% LTV (Loan to value)
  • Uncomplicated approach to income & wealth
  • Large loan interest only mortgage options 
  • Lombard lending from £2m
  • Mortgages for residential and investment properties
  • Mortgage finance for landed estates
  • Borrowing into retirement options (including interest only)
  • Options for short term finance (bridging), buy to let, commercial and development
  • Mortgage solutions for complex income arrangements e.g. onshore and offshore trusts and property held in offshore companies
  • Solutions for HNW & UHNW individuals with no assets under management requirement
  • Offshore solutions for UK expats, non domiciled UK residents, UK residents earning in a foreign currency and foreign nationals
  • Independent service & expert advice

See our recent case studies helping clients to find million pound mortgage finance

2 Year Fixed

Up to £10m

2.20% APR

Fixed for 26 months

Subsequent rate 4.24%

LTV - 60%

APRC 3.9%*

Product Fee £995

Early Redemption Charges - Yes

Free valuation

As of 3rd May 2022

5 Year Fixed

Up to £2 Million

2.27% APR

5 Year Fixed (Remortgage)

Subsequent rate 4.24%

LTV - 75%

APRC 3.6%*

No Valuation Fee

Product Fee £995

Early Redemption Charges - Yes

As of 3rd May 2022

5 Year Fixed

Up to £10 Million

2.23% APR

5 Year Fixed (Green Remortgage)

Subsequent rate 4.24%

LTV - 60%

APRC 3.6%*

No Valuation Fee

Product Fee £995

Early Redemption Charges - Yes

As of 3rd May 2022

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

*Overall Cost For Comparison

Latest Case Studies

Call our large mortgage loan team on 0203 900 4322 to discuss your requirements or book a call back at a time that suits you.
Recent

Property Finance Deals

Large Mortgage for Business Owner with Complex Offshore Holding Company and Trust Structure
Large Mortgage for Business Owner with Complex Offshore Holding Company and Trust Structure
Area
Orpington
Capital Raised
£1.4m
Director Loan Used as Deposit for Large Self Employed Mortgage
Director's Loan Used as Deposit for Large Self Employed Mortgage
Area
London
Capital Raised
£1.6m
Quick Mortgage Arranged to Raise £1,286,250 For London Home Within Two Weeks of Making an Offer
Quick Mortgage Arranged to Raise £1.2m For London Home Within Two Weeks of Making an Offer
Area
London
Capital Raised
£1.29m
Residential mortgage for £20m Surrey home owned via overseas company with complex self employed income
Residential mortgage for £20m Surrey home owned via overseas company with complex self employed income
Area
Surrey
Capital Raised
£13m
£2.7m High LTV Purchase for Partner in US Equity Firm
£2.7m High LTV Purchase for Partner in US Equity Firm
Area
North East England
Capital Raised
£2.3m
90% LTV Mortgage on £2.8m Hertfordshire Home for Family Planning Future Relocation to the UK
90% LTV Mortgage on £2.8m Hertfordshire Home for Family Planning Future Relocation to the UK
Area
Hertfordshire
Capital Raised
£2.5m

More Opportunities »

Contact Us

£1 Million Pound Plus Mortgage Service

Specialist large mortgage service providing:

While you're here, please read our complete guide on securing a HNW mortgage

How do I secure a large mortgage over a million pounds?

Whether you are refinancing or buying a new property for residential or investment purposes, a lender's criteria will depend on several factors. 

If you have a standard employed income that supports repayments, that opens up a large range of lenders.

More complex income, e.g. where you are self-employed or where income comes from more than one source, e.g. foreign income or company retained earnings, may require a different approach.

Many lenders are comfortable structuring a large loan mortgage over £1 million where a high percentage of overall income is made up of bonuses and dividends - lenders will typically look at your requirements on a case by case basis.

As well as existing properties, other assets such as personal pensions and listed security investment portfolios can be taken into account when determining the level of finance you can access.

Contact us to discuss your requirements on 0203 900 4322 or book a call-back at a time that suits you.

Book Consultation

Recent Case Studies & Editorial: 

£13 Million Mortgage For Home In Surrey With Complex Self Employed Income »

£7.35 Million Buy To Let Portfolio Refinance »

Million Pound Mortgage With 5% Deposit For Law Firm Partner »

£3.5 Million Capital Raise Remortgage of 4 Houses In Notting Hill »

£1.7 Million Pound Mortgage Capital Raise To Finance Divorce Settlement »

How to get a million pound mortgage »

How much does a million pound mortgage cost »

 
What Our

Clients Say

Latest

Property Finance Deals & Insight

Refurbishment Loans: A Full Guide To Financing Your Next Property Development
Whether you're an established developer or landlord with a large property portfolio, or a first-time investor just considering pro...
19-05-2022
The good news for UK residents and expats is that borrowing a million pounds or more has seen many lenders reserving their be...
11-05-2022
Everything You Need to Know About Getting a Self Employed Mortgage in 2022
Whether you're a company director or a sole trader, you've probably noticed that high-street mortgage lenders have stricter lendin...
11-05-2022
How To Get Fast Property Auction Finance
Now that you've decided that buying a house at auction is the right step for you, you need to make sure you have the finance in pl...
11-05-2022
View More »
Get in Touch

If you have any questions about our services or want to start making things happen please contact us