Contact Details

Telephone:

0117 959 5094

James Caldwell

Director

  • Bridging Finance
  • Development Finance

James co-founded Clifton Private Finance in 2016, driven by the increasing demand for specialised property finance solutions in the United Kingdom.

With a career in UK finance dating back to the 1990s, James embarked on his entrepreneurial journey by co-founding the Fair Investment Company in 2000.

He was an early adopter of the internet as a potent tool for propelling businesses in the UK's savings and investment sector.

Leveraging his marketing acumen, he went on to co-establish enterprises in both the mortgage and property development spheres.

Today, James coheads a dedicated team of over 30 professionals. The company has carved out a niche in the UK and European property lending landscape, offering an array of financial solutions.

These include bridging and development finance, high-net-worth residential and commercial mortgages, mortgages for expatriates and foreign nationals, and tailored business finance options.

Clifton Private Finance's remarkable achievements over the last five years speak volumes about its standing in the specialist finance arena. The company proudly clinched prestigious accolades such as "Regulated Bridging Broker of the Year" and "Service Excellence" in 2022 at the B&C Awards.

At the core of the company's ethos lies a commitment to delivering innovative financial solutions, coupled with an unwavering dedication to excellence in service.

What Our Customers Say

  • Moira P.
    Moira P.
    3 May 2025

    If there were 10 stars, I would give them. Excellent, efficient service, got the best rates available o n the market. Nick Kerley was brilliant throughout the whole process, I would definitely recommend Clifton Private Finance and 100% use them again.

  • Steven G.
    Steven G.
    21 August 2025

    I had the pleasure of working with James Ellacott on brokering my commercial mortgage. James and his team delivered outstanding service throughout the entire process—always quick to respond to my requests and consistently going the extra mile to help me secure additional funding. I highly recommend them.

  • Patrick C.
    Patrick C.
    22 July 2025

    We did NOT have an easy time getting a mortgage for our recent home purchase, but Patrick went above and beyond in finding a lender and navigating their seemingly endless barrage of requests and delays. He'll be our first call in two years when we need to remortgage.

Case Studies