Specialist

Bridging Loan For A House Renovation

Bridging Loan For A House Renovation

Clifton private finance

We specialise in raising bridging finance for housing renovation throughout the UK

The main challenge for many individuals looking to renovate their property is getting the necessary funding in place.

Bridging loans can provide the opportunity to access the finance required to complete their renovations.

  • Market leading bridging loans from £50,000 to £25m
  • Rates from 0.43% pm
  • Lower rates for £1 million+ loans
  • Finance within 7 working days is possible depending on your circumstances
  • Terms from 3 months to 3 years
  • LTVs up to 80% (can be more if other assets in the background)
  • Interest roll up options
  • Residential (On a regulated basis), buy to let, HMO, investment and commercial properties considered
  • Light refurbishment finance (currently uninhabitable, under permitted development rules, require internal refurbishment)
  • Heavy refurbishment finance (extensions, basement digs, loft conversions, commercial to residential, barn conversions)
  • Alternative assets considered e.g. pension, investment porfolios, fine art, classic cars
  • Automated valuation option for properties under £1m
  • We provide a friendly, professional service to help you get the money you need at the best available rates

Residential

Buying Before Selling?

Rates from:

0.55% pm

Downsizing/Upsizing

Releasing Funds From Your Home

Short-Term Lease Finance

Auction Purchase

As at 21st May 2024

Development & Refurb

Fast Finance

Rates from:

0.55% pm

Light & Heavy Refurb

Finance For Unmortgageable Properties

Land Purchase with planning

As at 21st May 2024

Residential

Large Bridging Loans

Rates from:

0.55% pm

Up to 80% LTV

Minimum Loan £500k

Minimum net income £100k

As at 21st May 2024

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Through our market knowledge we can deliver enhanced, bespoke or exclusive terms based on your requirements
Call us on 0117 959 5904 to discuss your requirements.
Recent

Property Finance Deals

Bridging Loan with Multiple Drawdowns Secured for 18-Bed HMO Conversion
Bridging Loan with Multiple Drawdowns Secured for 18-Bed HMO Conversion
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Case Study: Complex Bridging Loan for Spanish Villa in Just 6 Working Days
Complex Bridging Loan for Spanish Villa in Just 6 Working Days
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Case Study: 24 Month Bridging Loan Secured Against £23m London Home
24 Month Bridging Loan Secured Against £23m London Home
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Capital Raised
£6.5m
Fast Bridging Loan to Raise Deposit for a Larger Family Home
Fast Bridging Loan to Raise Deposit for a Larger Family Home
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Capital Raised
£215k
Bridging Loan Guarantor - How It Works
Bridging Loan With A Guarantor To Buy New Bournemouth Home
Area
Bournemouth
Capital Raised
£1m
Case Study: Fast Bridging Loan with Low Credit Score to Buy Before Sale
Fast Bridging Loan with Low Credit Score to Buy Before Sale
Area
North Wales
Capital Raised
£140k

More Opportunities »

Bridging Loan for a House Renovation Service

Special features and what we offer include:

  • Bridging finance from £50,000 to £25M
  • Term of Finance from 1 to 36 months
  • Loans may be secured within5 to 7 working days
  • FCA Regulated and unregulated loans
  • Interest roll up schemes
  • No upper age limit
  • Bridging finance for individuals, limited companies, sole traders and partnerships and trusts

What are bridging loans for a house renovation?

Renovating a property can sometimes take a lot of time and resources, often property renovation takes longer than expected because the right finance is not in place.  Bridging loans can provide adequate funding to swiftly complete a renovation.

Most home owners or developers will initially approach a high street to apply for the funding required for their renovation. Unfortunately, traditional lenders may wait months before providing the finance that is needed.

A bridging loan is a specialist, fast, short term financial solution that provides another option to acquire the funds to complete a renovation.

With a bridging loan there is usually the option to ‘roll up’ interest to pay at the end of the term of finance. This enables home owners and developers to spend all of their finance on the renovation, instead of having to make monthly interest repayments.

How to get a bridging loan for a house renovation

It is important to note that bridging loans are not available from mainstream lenders, and generally bridging loan providers do not deal directly with the general public. To get a bridging loan for a house renovation, you will therefore normally need to apply through a broker.

If you require a bridging loan for an extension, you should speak to a finance specialist as they will recommend the appropriate finance for you and your particular set of circumstances.

To find out more about your finance options, call us today on 0117 959 5904 or use our simple contact form to get in touch.
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us