Specialist

Bridging Loan Exit Strategy

Service for UK & International Property

bridging-loan-exit-strategy

Clifton private finance

We specialise in raising bridging loans on residential and commercial property transactions in the UK & Europe

We provide a specialist service for large bridging loans in the UK & Europe.

Our bridging loans service provides:
    • Market leading bridging loans from £50,000 to £25m
    • Finance for downsizing or upsizing residential property (On a regulated basis)
    • Rates from 0.43% pm
    • Lower rates for £1 million+ loans
    • £99 valuation option for properties up to £1 million
    • Terms from 1 month to 12 months
    • Interest roll up options

Residential

Buying Before Selling?

Rates from:

0.55% pm

Downsizing/Upsizing

Releasing Funds From Your Home

Short-Term Lease Finance

Auction Purchase

As at 21st May 2024

Development & Refurb

Fast Finance

Rates from:

0.55% pm

Light & Heavy Refurb

Finance For Unmortgageable Properties

Land Purchase with planning

As at 21st May 2024

Residential

Large Bridging Loans

Rates from:

0.55% pm

Up to 80% LTV

Minimum Loan £500k

Minimum net income £100k

As at 21st May 2024

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.


Call us on 0117 959 5094 to discuss your requirements.
Recent

Property Finance Deals

Bridging Loan with Multiple Drawdowns Secured for 18-Bed HMO Conversion
Bridging Loan with Multiple Drawdowns Secured for 18-Bed HMO Conversion
Area
Kent
Capital Raised
£1.2m
Case Study: Complex Bridging Loan for Spanish Villa in Just 6 Working Days
Complex Bridging Loan for Spanish Villa in Just 6 Working Days
Area
Staffordshire
Capital Raised
£1.48m
Case Study: 24 Month Bridging Loan Secured Against £23m London Home
24 Month Bridging Loan Secured Against £23m London Home
Area
London
Capital Raised
£6.5m
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Bridging Loan With A Guarantor To Buy New Bournemouth Home
Area
Bournemouth
Capital Raised
£1m
Private Bank Bridging Loan for Renovation of Type B Listed Property
Private Bank Bridging Loan for Renovation of Type B Listed Property
Area
Fife
Capital Raised
£1.4m
Case Study: High Value Bridging Loan for Semi-Commercial Property
Bridging Loan for Semi-Commercial Property with Complex Exit Strategy
Area
Bath
Capital Raised
£2.55m

More Opportunities »

Bridging Loan Exit Strategy

During the first discussion with a broker about a bridging loan, you should hear the phrase “exit strategy” or exit plan. This is a key part of your application for a bridging loan.

An ‘exit strategy’ is the plan for repaying the bridging loan when the agreed timescale of the loan lapses.

With any loan you take out – be it long term or short term – you should have an established strategic plan of how you are going to repay this loan.

You must repay this loan. If you default on your payment, and you loan is secured against an existing property you own, you could loose this property. So, a clear and viable exit strategy is really important.

Some lenders will happily extend their terms for the loan assuming there is a plan in place to repay the loan (eg if this is an open loan), however in some cases you run the risk of penalty payments.

Your exit strategy could be:

An exit strategy will be different depending on what your situation is - the details of your reason for needing the loan will dictate what your exit strategy is.

For example, if you want to get a bridging loan in order to buy an investment property, you could establish an exit strategy which secures the loan against the value of your own home.

Once you have your exit strategy, you’re going to do up and sell the property.

The exit strategy in this situation is the sale of the investment property once it has been refurbished. Alternatively, the exit strategy here could be taking out a buy-to-let (BTL) mortgage on the investment property which would pay out the bridging loan, and enable you to make money by letting out your property.

Why use Clifton Private Finance?

Based in Bristol and Cardiff, Clifton Private Finance has expertise in sourcing large bridging loans; we have contacts with all of the leading banks and private lenders across the whole of the market. This means we can always offer our clients the best rates available for their borrowing needs. For examples of bridging loan cases we have completed for a range of funding scenarios please see our bridging loan case studies
If speed is a priority bridging finance can be arranged quickly depending on your situation. 
Call us on 0117 959 5094 to discuss your requirements.
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Get in Touch

If you have any questions about our services or want to start making things happen please contact us